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Protect Yourself Against The Luggage Lottery With Travel Insurance
By David Wilcox
Last year over 30 million bags were mishandled by airlines worldwide. Whilst this was down 20% from the previous year, it still amounts to a huge amount of luggage. With passenger numbers set to double in the next decade, experts are predicting that by 2019 nearly 70 million bags will be mishandled each year.
Whilst the majority of these mishandled bags are eventually reunited with their owners, in some cases baggage is lost. In these cases many would assume that airlines would cover the cost of lost luggage. Those with lost luggage would expect the compensation paid to cover the costs of replacing the contents of their suitcases.
Unfortunately this isn’t the case. The average payout from an airline for a lost suitcase is thought to be around £175. Despite the fact that many suitcases contain items that together are worth significantly more than £175, airlines are able to avoid paying the full
value of the suitcase as passengers do not have receipts for the items that were in their bag.
With this in mind, it is vital that travel is purchased by anyone planning on travelling abroad. If your luggage is lost, it is more than likely that your insurer will offer you a better settlement than an airline would. An airline is able to offer up to £800 should your baggage be lost. An company on the other hand is able to offer up to £2500 although £1500-£2000 is a more likely figure.
When you consider the difference in compensation offered by airlines and insurers, it’s clear that taking out a travel policy provides you with much greater cover should your luggage go missing. If you take into account the other aspects of travel that travel policies protect you against and it makes you wonder why anyone would risk travelling abroad without an policy.
It is possible to find cheap insurance policies that will provide you with cover against lost luggage and other travel related incidents. Using a travel insurance comparison site is the best way to find cheap deals on travel insurance. If you are planning more than one trip abroad go for annual travel insurance.
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