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What Does Your Building Insurance Cover?
By Frank1 Dobbs1
Do you really know the different kinds of terms used for your home insurance? Did you know that building insurance is not the same as contents insurance? All too often people just sign up for the minimum amounts required by their mortgage company and never know what they are getting. This is why we pride ourselves on explaining all that you need to know to ensure that your home is truly covered. With that said, here is some important information regarding what building coverage means.

When you take out a home insurance policy that includes building coverage it will cover your home from all sorts of risks like fire, storm, flood, and even cover in the event that it is vandalized. Furthermore, with your building insurance also comes coverage for other buildings on your property. For instance, if you have a detached garage, a tool shed, or even a playhouse for the kids, it will all be covered. However, did you know that it also will cover many things on the interior of your home?


When you get a home insurance building coverage you will not only be covered for the buildings but also your walls, paths, fixtures and pipes. And typically you will be covered for up to 500,000 GBP. But that is only a typical coverage. Can you imagine if you did not read your policy and you had a beautiful seven bedroom home? The rule of thumb in these cases is that any

home with five or more bedrooms will need a larger coverage, and in these cases you will need to give us a call for a personal quote.

Don’t get caught unawares with the wrong home insurance. Make sure you get your building coverage from us and you can be ensured that you will be covered. Did a subsidence, heave or landslip destroy part of your home? Don’t worry you will be covered with Legal & General. Did that garden project accidently destroy some underground pipes or cables servicing your home? Just imagine how expensive that would be to get fixed. However, with our home insurance you are covered.

And here is one home insurance issue that many of you would recognise. If you have ever had a leak in your water mains or oil leak in your home, you would know that sometimes in order to trace the source to your leak the company working for you will need to destroy other parts in order to find it. Not only does our building insurance cover your water escape and leakage of oil, but it will also cover up to 5000 GBP of your trace and access damages caused during the search for the problem. It is common issues like these that can cost you more than you can afford if you are not prepared with the right home insurance. Don’t get caught unawares, make sure you know what you are covered for, and make sure your coverage is enough for the value of your property.
Discover ten great reasons to choose Legal & General home insurance.

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