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Caravan Insurance - Save Money By Visiting A Specialist Caravan Insurer
By Dave Healey

Getting caravan can be a daunting prospect for the un-initiated to the world of caravanning, especially understanding the difference between cover for static and touring caravans. Even for those of us with years of experience, we are probably paying too much for our annual caravan cover, either through inertia and not shopping around for a better deal, or through ignorance of the vast array of caravan products that are available today from specialist companies, just a mouse click away on the Internet.

Go to a specialist caravan insurer or broker for better and cheaper deals

Like most types of insurance, you will find much wider levels of cover more suitable for your individual circumstances and in most cases, cheaper premiums, if you visit either a specialist caravan company or broker.

These specialists deal soley with covering caravans on a daily basis and offer covers and policies that are particularly designed with you the caravan owner customer in mind, and will include a much more flexible cover and pricing structure, enabling you to obtain the right levels of cover for your particular caravan, at the right price. 

You can make large savings on your annual premiums

if you participate in a scheme offered by specialist caravan insurers which are often in association with one of the many caravanning clubs or societies.

By joining a club scheme, you are entering into a risk pool or group of like-minded caravan owners and will benefit from cheaper caravan premiums, made available through the bulk buying capabilities of the scheme group. Furthermore, specialists are available to help you out if with any problems that may occur during the course of your policy term, such as if you need to change cover mid-term or make a claim on your caravan policy.

Join a caravan club or association

Most specialist caravan companies offer significant discounts to members of caravanning clubs. The annual cost of membership of one of these clubs can be less than a tenth of what you could save in premium discounts if you are the owner of an expensive touring or large static caravan. Before you start to fill in application forms for caravan online, check that the company you are using offers online discounts for members of your club. If you are not a member of a club yet, then join one of the many ones that the specialist caravan insurers recommend, prior to taking out a policy.

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